Individuals
Protecting Your Retirement, Your Family, and Your Legacy
Most people have the same concerns about their retirement: living comfortably on a fixed income, and ensuring they don’t run out of money. We can help take the fear out of retirement planning so that you can look forward to your retirement with excitement and anticipation, rather than apprehension.
Our exclusive LReP Formula makes planning for retirement simple and easy to understand, and our experienced advisors are always there to help you through every step of the process. We’ll help you to better understand exactly what assets you need to reach your goals, and help eliminate your retirement concerns through careful planning and preparation.
Financial Planning for Your Family’s Needs
We work with many clients who are beginning their financial planning early—which means they have more than just retirement to think about. For our early planners, we can help with planning and saving for all of your family’s needs, now and through your own retirement. This includes:
- College planning
- Critical illness planning
- General financial organization
- Family savings plans
- And more
While we will help you get on the right path to a retirement, no matter how early in your career you may be, we also want to make sure that you and your family are provided for in the years between now and retirement. We’ll help you with all aspects of your financial planning so that you can rest easy knowing that your family is provided for—both now and in the future.
Preparing for Life’s Unexpected Moments
No matter how carefully we plan for our futures, sometimes an unexpected obstacle can upset those carefully laid plans. We’re here to help ensure that those bumps in the road don’t completely derail your path to retirement by helping you to prepare for any misfortunes that might arise. We can advise you on finding and obtaining the right types of insurance and the right amount of coverage to ensure that you and your family are protected, no matter what happens.
From life insurance coverage to care for your loved ones if you pass, to disability insurance that protects your income if you’re seriously injured, the right protection can make all the difference. We’ll help you find the coverage you need for a more secure future.
Protecting Your Income during Retirement
Many of our clients come to us with a fair amount of accumulated assets. But as they approach retirement, they realize that accumulation is no longer the primary goal—ensuring a steady income is. When we work with these more experienced individuals approaching retirement, we develop income protection strategies to help you ensure regular cash flow through your retirement.
We’ll help you better understand your ideal retirement income distribution, when the best time is to begin taking Social Security income, and other factors that will impact your cash flow during retirement. We’ll also help you to ensure that your estate planning is in place to protect your legacy, and ensure that your children and grandchildren are receiving the assets you want to leave for them.
No matter where you are in your retirement planning or what areas you need help with, our experienced team at Lifetime Retirement Partners can help.