Individuals We work primarily in two market places for individuals. The experience market place, which we classify as individuals on the verge of retirement, and young families who are in the stages of building wealth.Experienced IndividualsMost of our clients have already accumulated a fair amount of assets and as they approach retirement they realize the rules of the game change as they shift from accumulation goals to income goals. No matter what phase you are currently in we can develop income and protection strategies as you continue through life transitions.Strategies include:Retirement Income DistributionLong Term CareMedicare Supplement and Medicare AdvantageDental CoverageSocial Security TimingEstate Planning and Tax EfficiencyLife Insurance PlanningGrandchildren LegacyFamiliesOur team consults with the family unit to design strategies that encompasses income protection, life protection, asset accumulation, and college planning.Strategies Include:Life Insurance – Protection, Wealth Accumulation, College PlanningDisability Insurance – Income ProtectionRetirement Planning – 401k, IRA, RothCollege PlanningCritical Illness PlanningFinancial Organization Schedule Appointment Free Retirement Guide It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure." First Name Last Name Email Address Thank you! Oops!