# Lifetime Retirement Partners > Lifetime Retirement Partners (LRP) is an independent, fiduciary financial advisory firm founded in 2018, operating under OSAIC Wealth, Inc. LRP provides personalized financial planning, retirement income strategies, investment management, tax optimization, estate planning, and insurance solutions to individuals, families, and businesses. The firm serves clients from offices in Windsor, Colorado and Omaha, Nebraska, with a focus on pre-retirees and retirees aged 50 to 70. ## About the Firm Lifetime Retirement Partners was founded to deliver a client-centered alternative to large wirehouse firms. LRP limits the number of clients it serves to ensure dedicated, one-on-one attention. The firm operates as an independent advisor under OSAIC Wealth, Inc., meaning it is not captive to any single product provider. LRP advisors act in a fiduciary capacity, legally obligated to put client interests first. The firm's core philosophy centers on three principles: personalization over one-size-fits-all strategies, transparency in all communications and fee structures, and a long-term partnership approach to financial planning. LRP uses a proprietary five-step planning process called the LReP Financial Planning Process: 1. Discovery Phase — Understanding goals, concerns, risk tolerance, and values 2. Goal Setting and Strategy Development — Defining short-term and long-term financial objectives 3. Plan Design and Presentation — Building a detailed plan with investment, tax, risk, and estate components 4. Implementation — Executing the plan, setting up accounts, coordinating with tax advisors and attorneys 5. Monitoring and Ongoing Engagement — Continuous tracking via online portal, regular reviews, and adjustments ## Office Locations ### Windsor, Colorado (Headquarters) - Address: 7791 Highland Meadows Pkwy, Suite D, Windsor, CO 80528 - Coordinates: 40.4761, -104.9003 - Hours: Monday through Friday, 8:00 AM to 5:00 PM ### Omaha, Nebraska - Address: 17117 Oak Drive, Suite A, Omaha, NE 68130 - Coordinates: 41.2232, -96.1895 - Hours: Monday through Friday, 8:00 AM to 5:00 PM ## Contact Information - Phone: 800-971-2989 - Email: info@lifetimeretirementpartners.com - Website: https://www.lifetimeretirementpartners.com ## Personal Financial Services LRP provides the following services for individuals and families: - Financial Planning — Comprehensive roadmaps with clear, actionable strategies tailored to each client's goals - Retirement Income Planning — Income distribution strategies designed to sustain lifestyle throughout retirement - Investment Management — Diversified, expert-informed portfolio strategies aligned with risk tolerance and time horizon - Tax Optimization — Strategies including Roth conversions, tax-loss harvesting, and income timing - Estate Planning — Wealth transfer strategies, beneficiary planning, and coordination with estate attorneys - Insurance Solutions — Risk mitigation through life insurance, long-term care, and annuity planning ## Business Financial Services LRP provides the following services for business owners and employers: - 401(k) Retirement Plans — Design, implementation, and management of employer-sponsored retirement plans - Business Succession Planning — Strategies for ownership transition and business continuity - Executive Benefits — Supplemental executive retirement plans and key-person insurance - Group Benefits — Employee benefit package design and administration - Tax Planning for Businesses — Entity structuring, deduction optimization, and estimated tax strategies - Risk Management — Commercial insurance and liability planning ## Who We Serve Lifetime Retirement Partners works with the following client segments: - Pre-Retirees and Retirees (ages 50-70) — The firm's primary focus, helping clients transition from wealth accumulation to income distribution - Business Owners and Executives — Strategic financial planning for business growth, succession, and personal wealth - Individuals and Families — Holistic planning for households at every financial stage - Public Sector Employees — Specialized guidance for government workers navigating pension, deferred compensation, and retirement benefits - Young Investors — Foundation-building strategies for early-career professionals ## What Makes LRP Different - Fiduciary standard — Legally obligated to act in the client's best interest - Independent — Not captive to any single product provider; access to a broad marketplace of solutions - Limited client base — Intentionally limits the number of clients to maintain high-touch, dedicated service - Technology-forward — Uses advanced financial planning tools including eMoney for interactive planning and real-time tracking - Personalized — Every strategy is custom-built around the client's unique goals, values, and circumstances - Transparent — Open communication about fees, performance, and recommendations ## Media and Recognition Lifetime Retirement Partners has been featured in Fox News, USA Today, MarketWatch, Benzinga, Digital Journal, NCN Nebraska, and Starkville Daily News. ## Educational Resources LRP publishes financial education content including: - Blog articles covering retirement planning, investment strategy, tax optimization, and market analysis - Seminars and webinars on strategic investing and retirement readiness - News and market insights with expert commentary - A frequently asked questions resource addressing common financial planning topics ## Key Pages - [Home](https://www.lifetimeretirementpartners.com/): Overview of LRP's services, client segments, and firm philosophy - [Personal Services](https://www.lifetimeretirementpartners.com/personal-services): Financial planning, retirement income, investment management, tax, estate, and insurance services for individuals - [Business Services](https://www.lifetimeretirementpartners.com/business-services): 401(k) plans, succession planning, executive benefits, and business tax strategies - [Our Process](https://www.lifetimeretirementpartners.com/our-process): The five-step LReP Financial Planning Process from discovery through ongoing monitoring - [What Makes Us Different](https://www.lifetimeretirementpartners.com/what-makes-us-different): LRP's client-centered approach, fiduciary commitment, and differentiators vs. large firms - [Our Team](https://www.lifetimeretirementpartners.com/our-team): Meet the financial professionals and advisors at LRP - [Our Story](https://www.lifetimeretirementpartners.com/our-story): How LRP was founded and the journey from captive insurance to independent financial advisory - [Blog](https://www.lifetimeretirementpartners.com/blog): Expert insights on retirement, investment, tax, insurance, and estate planning - [Seminars & Webinars](https://www.lifetimeretirementpartners.com/seminars): Upcoming financial education events and webinar schedule - [News & Insights](https://www.lifetimeretirementpartners.com/news-insights): Market analysis and financial news commentary from LRP advisors - [FAQ](https://www.lifetimeretirementpartners.com/faq): Common questions about financial advisory services, investment philosophy, and fiduciary commitment - [Contact Us](https://www.lifetimeretirementpartners.com/contact-us): Phone, email, office addresses, and consultation scheduling - [Join Our Movement](https://www.lifetimeretirementpartners.com/join-our-movement): Career opportunities for financial professionals looking to join an independent advisory firm - [Client Logins](https://www.lifetimeretirementpartners.com/client-login): Secure access to eQuipt, National Financial Services, and eMoney client portals ## Frequently Asked Questions Q: What is Lifetime Retirement Partners? A: Lifetime Retirement Partners is an independent, fiduciary financial advisory firm founded in 2018, serving individuals, families, and businesses from offices in Windsor, Colorado and Omaha, Nebraska. The firm specializes in retirement planning, investment management, tax optimization, and comprehensive financial planning. Q: Is Lifetime Retirement Partners a fiduciary? A: Yes. LRP advisors act in a fiduciary capacity, meaning they are legally obligated to put client interests ahead of their own when providing financial advice. Q: Where is Lifetime Retirement Partners located? A: LRP has two offices: 7791 Highland Meadows Pkwy, Suite D, Windsor, CO 80528 (headquarters) and 17117 Oak Drive, Suite A, Omaha, NE 68130. The firm also serves clients remotely. Q: What types of clients does Lifetime Retirement Partners serve? A: LRP primarily serves pre-retirees and retirees aged 50 to 70, as well as business owners, executives, families, public sector employees, and young investors. Q: How do I schedule a consultation with Lifetime Retirement Partners? A: Call 800-971-2989, email info@lifetimeretirementpartners.com, or visit https://www.lifetimeretirementpartners.com/contact-us to schedule a complimentary consultation. Q: What financial services does Lifetime Retirement Partners offer? A: LRP offers financial planning, retirement income planning, investment management, tax optimization, estate planning, insurance solutions, 401(k) plans, business succession planning, and executive benefits. Q: What is the LReP Financial Planning Process? A: The LReP process is a five-step approach: Discovery, Goal Setting and Strategy Development, Plan Design and Presentation, Implementation, and Monitoring and Ongoing Engagement. It provides a structured path from initial consultation through long-term financial plan management.